Pioneer Appalachia FCU

Get Ready for 5× Points

Holiday Bonus with Your Pioneer Perks Card

Oct 1–Dec 31 5× Points

Starts in 9 days. Every purchase earns 5× points this season.

*Offer valid 10/01–12/31. Earn 5 points per $1 on eligible purchases with the Pioneer Perks Credit Card. Terms apply. Federally insured by NCUA.
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Shift, Save, Drive – Get Auto Loan Rates as Low as 4.99% APR*!


*Not all will qualify for the lowest rate

 

 

A Smarter Way to Bank for Teens – Built for Your Future!  

 


Get Ready for 5× Points

Holiday Bonus with Your Pioneer Perks Card

Oct 1–Dec 31 5× Points

Earn 5× Points on every purchase Oct 1–Dec 31. Plan your holiday spending now.

Get Ready
 
*Offer valid 10/01–12/31. Earn 5 points per $1 spent during promotional period on eligible purchases with the Pioneer Perks Credit Card. Points posting and redemption subject to program terms. Credit approval required. Rates, terms, and offer subject to change. Federally insured by NCUA.

On the go?

JOIN US ON YOUR PHONE

Easily check your accounts, send money, and stay on top of your finances—anytime, anywhere. With secure access and real-time updates, our app makes managing your money simple and stress-free.

 
Mobile Banking App

Your journey to
freedom starts here.

Get behind the wheel faster with low rates and flexible terms.

  • Rates as low as 4.99% APR
  • No payment for 60 days
  • Fast processing

Whether it’s a big purchase or everyday rewards, Pioneer has your back.

  • Earn points with our Perks Debit and Credit Cards
  • Flexible personal loans with quick approvals
  • Track your spending with our mobile app

Turn your goals into reality with high-earning savings and smart lending tools.

  • Earn up to 4.00% APY on 15-month CDs
  • Home Loans for what matters most
  • Smart Start accounts for students & young savers
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Member Stories


“My financial advocate was knowledgeable, polite and friendly.
Banking at Pioneer has been a blessing.”

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Locations and Hours


We'd love to see you in person! Please feel free to drop into any branch location near you.

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Credit Cards


Flexible shopping, easier budgeting, and fun points and prizes — our credit card options make it easy to live life to the fullest.